Commercial

A Man and His Van

When you are earning a living and part of that job includes driving your van to job sites and using your van to get those jobs done, you need a that is dependable and reliable. It must get you where you need to go, on time and ready to work. Your van is like an office and much of your contact with the public is likely to be in your van. Your van has to make a statement about who you are and the quality of the job you do.

It is important to keep your van clean. While a work van will get some wear and tear and may even have some inevitable clutter and debris, the impression you make will at least in part depend on how your van looks. Are their coffee cups and sandwich wrappers in the floorboard? Is the van covered in dirt and grime? Simply throwing away trash and washing the vehicle can really make a difference in the impression you make.

But perhaps more important than cleanliness is organization. The last thing you want to do when a customer asks to see paperwork is rummage through everything looking for what you need. Be sure anything important is handy and within easy reach. Remember, how organized you are in your van reflects on how organized you will be on the job.

Once you have your van looking great and well-organized, you want to be sure that you keep a regular maintenance schedule that will assure you do not miss an important appointment or fail to get a job done on time. This includes everything from checking and changing the oil to monitoring filters and tires. Not only does a regular maintenance routine ensure you will get where you need to go, it also saves money by increasing fuel efficiency and nipping problems in the bud before they become too costly.

Finally, and most importantly, you must properly insure your van. You need adequate insurance for vans to cover the cost of your van and its contents should it be stolen or involved in a serious accident. Otherwise, the costs of damages could be too much to handle. You must get quality insurance coverage that will repair or replace your van quickly to prevent you from losing business. This, along with the other points covered here, is critical if you want to run a successful business.

Bus Insurance Versus Negligent Drivers

Two recent news stories regarding bus insurance have attracted attention in the insurance industry. Not least because of the interest story but the two combined factors in negligence against saving costs as a business on bus insurance quotes and policies, not to mention the excesses paid each time a claim needs to be made..

Bus insurance has to be sourced annually if not renewing with the same insurer. Finding the cheapest and best to meet your business needs is never an easy task but being able to compare bus insurance policies online quickly sure can help.

The new stories related to incidents in an area of Poole, where a man claims a bus under the helm of Wilts And Dorset bus company has hit his vehicle three times in the last year while it was parked in North Road. On two of the occasions the it’s reported that the driver failed to stop but the second time did provided the vehicle’s owner with insurance details.

In another report, an insurance management software and training company has come up with an ideal way of making drivers for fleet management companies more aware of the cost of their negligence. Negligence which results in small dents, scrapes or minor accidents and that when considered over time, this affects the business on a whole.

If you’re running a bus company with the best bus insurance in hand, you can still be looking at a hefty additional insurance bill annually if drivers don’t feel the vehicle is their responsibility instead of just a 9-5 job.

Ensuring drivers understand that every dent costs the bus company a £100, every minor bump or scratch the same, then a driver can soon realise how a bus company paying £10,000 a year out on insurance excesses can affect their yearly bonuses.

Finding the best and cheapest bus insurance is the easy task. Ensuring your drivers on staff respect the bus they are driving and that bus insurance is for major bodywork and driver and passenger safety is another task that fleet managers need to address to save costs.

Coach Insurance

Are you a coach holiday firm with 80,000 happy passengers a year? Have you been operating for 60 years and have the trust of all your customers firmly and correctly placed in their hearts and minds?

Have you found that trust paid back ten fold with repeat family business spanning decades? Are you about to go bust and take all their money with you? What’s your coach insurance cover like?

It’s been the story of the last three years, travel agents have gone under taking thousands of people’s holidays and paid up deposits with them, never to be recovered. Air liners have gone out of business with few agents unable to refund and rebook with another. So in this day and age is it really fair on your customers to not have the best travel coach insurance in place for you and them?

Recently Welsh firm Diamond Coaches went bust leaving thousands wondering whether they would get a refund or if their holiday will still take place under the guise of a takeover business. Thankfully the coach insurance was adequate to secure refunds to thousands who made bookings by credit card and visa debit, but day trippers and cash payers may find things a little tougher if a new owner isn’t found in time.

This is a timely reminder that travel coach insurance is not only in place for coach breakdown and roadside recovery or offering fully comprehensive cover against fire and theft but for the peace of mind and security on offer to passengers too.

As holiday goers wise up to who they book their holidays with and well earned wages, more and more will seek travel agents, coach firms and air lines that have the best travel coach insurance and basic insurance in place to protect their investment.

LGV Insurance

It’s that time of year again, time to renew the LGV insurance or HGV insurance on your vehicle or fleet of vehicles and get the best deal you can for you and your business. It’s a tedious task but by law you need to have LGV insurance if your vehicle is above 7.5 tonnes and in some cases 3.5 tonnes also.

Many fleet managers and owners of large (heavy) goods vehicles realise the need to have good and proper, secure and reliant LGV insurance in place to guard against the worst. A breakdown or delay in delivery of goods in transit to heaven forbid, a fire and your business can slow and you’ll lose income for every minute the vehicle isn’t on the road.

LGV insurance can provide security as well as peace of mind that no matter how many vehicles you have on the road, one day the worst could strike but you’ll have like for like replacement, LGV hire at your disposal with expenses paid and full breakdown roadside rescue at hand to get vehicles moving again.

Furthermore with the right standard of LGV insurance you can insurance against fire, theft, accidental damage and malicious damage and with specialist LGV insurance build in goods in transit insurance which will compensate should someone sue for delayed goods or goods arriving in a state unfit for purpose.

In a world that relies on timely arrival, a reliant service, quick turn around and efficiency can you really afford not to find the best LGV insurance for your own business? Never fear, the bright side to LGV insurance quotes is the variety of comparisons tools that can be found online.

By comparing LGV insurance quotes against their rivals, you can find the best policy at the best price, cheap doesn’t necessarily mean the best however by comparing a wealth of LGV insurance quotes against each other, you’ll soon find what you need and in quick time too.

Motor Trade Insurance Gets New Interest Boost

In what is seen as a remarkable turn in the motor trade industry during what has undoubtedly been this century’s most difficult years of recession – admittedly it’s early – car manufacturing and production is up with car sales increasing.

The motor trade is also seeing new dealerships opening with the likes of McLaren set to launch three showrooms this year, the first for the UK with their new £168,000 super car set to go on public sale in May.

Where one business fails and retreats it makes room for another to come forward and sparkle it seems, which kind of proves that aiding ailing businesses with government funding and taxpayers money can do more harm than good.

All this positive action points to a growing motor trade sector in the UK which will require specialist motor trade insurance to secure and keep business flowing.

Motor trade insurance covers a wide spectrum of the motor vehicle industry from Motorbike dealerships to body repairers and scrap dealers, classic car to super car dealers like McLaren.

When growth begins in one sector that opens up growth and trends in other supporting inducstries, from dealerships requiring more mechanices and new divisions opening to offer MOT specialists, vehicle repair shops, petrol garages and workshops all requiring specialist motor trade insurance to suit their exact needs.

Motor trade insurance can offer full employer and public liability cover, will insure premises against fire, theft, accidental and malicious damage as well as vehicles and cover for staff and drivers.

Compare specialist motor trade insurance online against other motor trade insurance quotes and make comparisons between offers, discounts, particulars and the amount of coverage your specialist sector requires.

For those used to irate and angry drivers either as a breakdown recover service or dealing with MOT and claims, don’t forget staff safety and get motor trade insurance which covers for Personal accident, assault and victim care.

PCV Insurance Drives Into Town

Passenger carrying vehicle insurance or PCV as it is best known is a vital part of any public facing transportation company that involves coaches, buses, minibuses and carrying passengers to and from a destinations either for free, as part of a club or as part of a paid service as a supplier of bus routes.

PCV insurance is a specialist insurance that caters for youth groups, schools, nursing homes and businesses that regularly transport people and require insurance specific to that orientation. The kind of cover you can expect from PCV insurance is geared towards passenger and driver safety.

PCV insurance cover offers a broad range of contents insurance for passengers with payouts for lost or damaged goods while in your vehicle and also contents insurance for the driver.

Passengers also expect a level of recovery should the vehicle they are in breaks down for any reason, so most PCV insurance plans come with a rescue and roadside recovery which will enable passengers be transported to the destination in a timely fashion should the vehicle need to be towed elsewhere and can’t be repaired roadside.

A variety of other PCV insurance particulars include full window and windscreen repair, public and personal liability insurance, UK and EU wide cover, third party property damage insurance which also covers passenger contents insurance.

Specialist PCV insurance brokers will be able to source the right plan for your needs, whether you operate a Bus company or a Scout troop, a broker will compare PCV insurance quotes and offer you a fully comprehensive or third party, fire & theft PCV insurance plan to meet your exact requirements.

Don’t fall short of your passengers expectations when it comes to safety, when breaking down on the motorway, having the ability to call one number to fix your van, repair a windscreen or transport your passengers out of hell into a safe, warm environment and the designated destination will make life a whole lot easier. Secure your PCV insurance today.