Rabbit insurance is pet cover that is available for the costs involved in treating a sick or inured animal. Sometimes a policy will also cover the costs involved in quarantining a rabbit, in case you have to take it abroad or keep it separate from other animals due to health risks.
Rabbit owners may not appreciate how high vet bills can be – until they receive one. Rabbit insurance can cover the cost of vaccinations, treatment and medication. If your rabbit is unfortunate enough to require an operation, some policies cover the surgery itself, in addition to the cost of the care needed for the time the rabbit needs to be kept in the clinic under observation.
Does your bunny have a passport? In addition to the cost of the medical care and prescriptions your rabbit may need, a growing number of insurers will now cover the cost of replacing a lost or stolen pet passport for your rabbit.
Tips on saving money
The best thing that you can do to save money on your premium is to keep your rabbit healthy. That is because the premiums are priced along similar lines to life insurance for a person. An adverse medical history will count against the price. Keep the hutch hygienic and pay attention to the rabbit’s diet, and your pet stands the best chance of being fighting fit.
Do you have existing pet policies for other creatures? If so your rabbit could be covered as a free second pet. If it is not already covered, you might get a discount for loyalty for staying with the same insurer, although of course you should always shop around to find the best price.
Things to watch out for with rabbit insurance include limits on the amounts that insurers will pay out. Is the amount adequate for common treatment needed? Check also the length of the term of the policy. Does the policy last for the lifetime of the pet, or is it merely a year’s term?
Finally, you could also consider getting fatal accident cover as part of your insurance package. This may sound extreme, but when you bear in mind that the rabbit in question is also a child’s dearly loved pet, the next step is for that child to ask for a replacement. If you have rabbit accident cover, the insurer would pay for a replacement.